Can I rent without a credit card?

최종 업데이트 2026년 9월 16일

Yes, you can rent a car with Agtran without a credit card. A debit card or an e-wallet works just as well, so you do not need a credit card to book or to collect your car. We accept debit card, credit card, Google Pay, Apple Pay, and e-wallets. The refundable deposit must be paid by debit card, credit card, or e-wallet, and cannot be paid in cash.

Many travellers worry about renting a car because some companies require a credit card, or place a large hold on one. At Agtran, we keep payment flexible, which makes renting easier for visitors and locals who do not use a credit card.

What Payment Methods Does Agtran Accept?

We accept a range of payment methods, so you can pay whichever way suits you:

  • Credit card
  • Debit card
  • Google Pay
  • Apple Pay
  • E-wallets

You can use any of these for the rental payment. The refundable deposit must be paid by a debit card, credit card, or e-wallet, and cannot be paid in cash. Either way you do not need a credit card, because a debit card or an e-wallet covers the deposit.

Can I Pay the Deposit Without a Credit Card?

Yes. A refundable deposit is taken at the handover, and you can pay it with a debit card, credit card, or e-wallet, so a credit card is not required. The deposit cannot be paid in cash. The deposit amount depends on the vehicle and the rental period. The important thing to know is how the deposit is returned, which depends on how you paid it:

  • For most payment methods, the deposit is returned to your original payment method within 3 to 7 days after you bring the car back in good condition.
  • For debit cards, the release can take 7 to 20 days to appear, depending on your bank.

Because a debit card refund can take longer to show up than other methods, it is worth knowing this in advance so the timing is not a surprise.

Is a Cash Deposit Accepted?

No. The refundable deposit cannot be paid in cash. Because the deposit is held during your rental and then released, it must be paid with a debit card, credit card, or e-wallet, so it can be returned cleanly to the same method. If you do not have a credit card, a debit card or an e-wallet covers the deposit.

Why Do Rental Companies Ask for a Deposit?

A deposit is standard practice in car rental. It is a refundable amount held during your rental as security, in case of damage, unpaid charges, or other issues covered by the rental agreement. If the car is returned in good condition and there are no outstanding charges, the deposit is returned to you. Understanding the deposit is part of understanding the full cost of your rental, so it is worth checking the deposit amount for your chosen vehicle before you book.

Will Any Money Be Held on My Card?

Unlike some international rental companies that place a large pre-authorised hold on a credit card, Agtran takes a clear refundable deposit that you pay at the handover with a debit card, credit card, or e-wallet. This makes the amount transparent: you know what the deposit is, you pay it, and it is returned after the rental. If you have questions about the deposit for a specific vehicle or payment method, contact us before booking and we can explain what to expect.

What Should I Check Before Booking?

  • The deposit amount for your chosen vehicle
  • Which payment method you will use for the rental and the deposit
  • How long the deposit takes to be returned for that method
  • That you have your required documents ready for pickup
  • That the name on your booking matches your payment and documents

In short

  • You do not need a credit card to rent with Agtran; a debit card or e-wallet works
  • We accept debit card, credit card, Google Pay, Apple Pay, and e-wallets
  • The deposit cannot be paid in cash; it must be a debit card, credit card, or e-wallet
  • The deposit is refundable and returned after you bring the car back in good condition
  • Most refunds take 3 to 7 days, debit card refunds can take 7 to 20 days

Flexible payment is part of making your rental simple. To understand the full picture, you can read our guide on the deposit and extra charges, and when you are ready, book your car online and choose the payment method that suits you.

This article answers common questions about payment, including:

  • Can I rent a car without a credit card
  • Is a cash deposit accepted
  • What payment methods does Agtran accept
  • How long does the deposit take to be returned
  • Will a large hold be placed on my card

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